Avis de recrutement: Senior Credit Analyser - ECOBANK Cameroun S.A. - Cameroon Desk

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dimanche 18 octobre 2020

Avis de recrutement: Senior Credit Analyser - ECOBANK Cameroun S.A.

                    Avis de recrutement: Senior Credit Analyser - ECOBANK Cameroun S.A.


ECOBANK Cameroun S.A. is recruiting a Senior Credit Analyst in the CIB Department, ready to work across the national territory. 

Job grade: 7 

Job level: 4C 

The position is based in Douala. 


  •   Operational credit support to Corporate Bank with full accountability for the credit analyst process across client portfolios 



  • Accountable for the review, structuring and approval of credit facilities (CA Package-Spread, BIR, MAP CA Face, RAAC, Checklists, Documentation, CA remarks, CCM; CLMRs) together with the credit centers to ensure appropriate credit decision taken. 
  • All information required to complete the CA is to be obtained timely for the Credit commentary and analysis to be completed.
  • All CA’s falling due within the period are to be submitted by the 15th of the month in which they are due. You are responsible for ensuring the timely submission.
  • You will be directly responsible for all aspect of the credit analysis and the quality of the submission
  • You are required to ensure that the credit quality and integrity of your portfolio is maintained.
  • To monitor the booking of credit facilities with credit administration 
  • All credit deterioration are to be advised immediately when knowledge of this comes to hand in order to protect the bank interests. 
  • Responsible for credit related advice and guidance on the corporate Business. 
  • Review corporate bank portfolio and ensure that a maximum NPL of 3% of portfolio and 1% of portfolio revenues is maintained.
  • In liaison with the relationship officer and credit Administration Department, continuously monitor the portfolio risk in order to ensure an acceptable portfolio risk rating
  • Provide back-office support to relationship officers.
  • Proactively research market and client related aspects and communicate information obtained through market intelligence reports etc., to pre-empt business risks and opportunities. 
  • Responsible and accountable for all aspects of the bank’s lending relationship with customers. 
  • Responsible for accuracy and completeness of information supplied to the bank on which decision are taken. 
  • Responsible for monitoring the credit performance of customers and assessing on a continuous basis the customers condition dynamically whenever interim information is available and/or received.
  • Pay regular visit to customers with sales officers (existing and prospects) and promptly document such visits to record pertinent information. 


  • Achieve minimum customer service rating of very satisfied in terms of turnaround time in submission of credit application for approval. 
  • In conjunction with relationship officer, develop and maintain credible relationship with clients at appropriate levels through reliable, proactive service delivery and the application of specialist. 


  • Remaining up to date on all bank credit policies, credit products, FX, interest rates as well as economic and social development in the environment
  •  Provide cover for other credit analyst in case of absence or work load 
  • You are required to avail yourself of the considerable web-based training that is accessible on the ECOBANK intranet site in order to enhance your knowledge and skills on products and services offered by the bank. 
  • You are to demonstrate by way of certificate that you have completed at least 01 meaningful product or risk training per quarter.
  •  You are required to appraise yourself of the various courses that are offered externally at approved/recognized educational institutions and identify those which you believe would be directly beneficial to further developing your knowledge and skills with a view to progressing your career in discussion with the CBH, appropriate course will be selected for your further educational enhancement. 


  • Ensure compliance with all group and regulatory policies and laws.
  • Ensure credit facilities are structured in compliance with group credit and other policies 
  • Achieve ARR rating of acceptable.
  •  Perform all other duties as reasonably assigned


Human Resources: N/A Others: Frequently in interaction with GAMs/RAMs/LAMs. 



  • At least 2-5 years sales experience in Credit Analysis, with good sales track record;
  • Customer focused & results orientated; 
  • Good verbal and written communication skills in relevant languages to the accounts assigned;
  • Ability to pull together various resources to sell and deliver customer solutions; 
  • Good organizational and time management skills are highly desirable;
  • Result driven team player. 


  • Bachelor’s degree/ HND /Licence or related field of study.

 Personal Attributes

  • Analytical with good knowledge of credit policies and procedures, prior experience in credit process. 
  • Teamwork and Cooperation 
  • Decision Making & Supervising • Strong interpersonal, and communication skills 


Please submit your CV and motivation letter to ECM-Recruit@ecobank.com latest October 20 th, 2020 at 5pm prompt, with the subject « Senior Credit Analyst, CIB » 

NB: Only applications matching with the desired profile will be contacted. Ecobank is an equal opportunity employer and will not discriminate on the basis of gender, religion, ethnicity, physical ability,...etc

NB: Ne donnez pas d'argent pour obtenir un emploi

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