Avis de recrutement: Country credit officer

Avis de recrutement: Country crédit officer
Avis de recrutement: Country crédit officer

Job objectives 

Create high quality credit risk assets for the bank and minimise the incidence of non-performing loans for the bank and increase the bank’s financial performance by creating profitable credit risk assets.

Duties & responsibilities (1)
  •  Recommend for approval facilities, risk mitigating factors, structures, terms and conditions for the bank’s credits after appropriate analysis.
  •  Evaluate third-party risk analysis of credits and make appropriate recommendations.
  •   Oversee post-approval assessment of credit facilities and initiate appropriate follow-up action
  •  Ensure that all credit requests comply with the bank’s credit policy and procedure.
  •  Ensure that relevant credit approval procedure and processes are complied with at all times 
  •  Effectively coordinate the activities of the members of the department to ensure that performance targets are achieved
  •   Train credit analyst to enhance their skills and knowledge of relationship officers/managers through participation in the training and personal developments
Duties & responsibilities (2)
  • Review deal memos and product programs and offer relevant advice based on detailed analysis
  • Develop and improve the quality of credit presentation/submission in the bank
  • Prompt rendition of daily, weekly and monthly performance returns of the department to the CCO
  • Carry out other assigned tasks by the country CEO 
Key competency requirements

  • Financial accounting
  • Credit analysis and risk assessment
  • Good knowledge of the country economics and market dynamics
  • Good knowledge of the bank’s policies and procedures
  • Good knowledge of credit products 
  • Good analytical skills
  • Excellent writing skills, good presentation skills
  • Good interpersonal skills
  •  Strong team player and excellent organization skills
  •  Attention to details & good communication skills
How to apply

Send your resume and cover letter no later than samedi 12 juin 2022 to the email address : hcmubachad@ubagroup.com 

 NOTE : Advertised for chadian nationality only

NB: Ne donnez pas d'argent pour obtenir un emploi

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