Department : Risk Management
Reporting Line : Head Credit Risk Management
Location : Head Office
Job Objectives :
- Coordinating and maintaining accurate and robust loss databases in the Bank in compliance with the Requirements of Basel II Accord and meet Regulatory standards for Operational Risk Capital Calculation by Financial Institutions
- Develop and Maintain Business Environment Internal Control Factors Library (BEICFs)for Operational Risk Measurement and Management
- Loss Reporting training interventions
- Monitor the risk profile of UBA Cameroon its business units – via changes in Key Risk Indicators (KRIs) – and report to relevant stakeholders when risks go beyond the Group’s risk appetite/ tolerance levels
- Establish and maintain a risk mitigating/corrective action plan database for UBA Cameroon
- Tracking and Reporting of Unresolved Risk Mitigating Action Plan
Role & Responsibilities
- Proper classification of losses and loss events as per Basel II Accord specifications
- Proper classification of losses and loss events as per Basel II Accord specifications
- Analysis and maintenance of BEICFs database from such sources as Audit exceptions, System Downtime report, Disciplinary Committee
- Identification of relevant External loss events for inclusion in the loss database
- Monitoring and Reporting on emerging risks and high risk exposures from the losses and loss events, Investigation /Audit/Legal/Customer Service/Disciplinary Committee reports
- Identify emerging/key risks from loss database based on frequency, impact and control environment and proffering controls/mitigants to be put in place to forestall recurrence of Operational Losses in the Bank
- Reconciliation/validation of the Loss Data
- Follow up with stakeholders on implementation of risk mitigating action plans
- Timely escalation of Unresolved Risk Mitigating Action Plans to responsible persons
- Monitor and report on the implementation of risk mitigation action plan for UBA Cameroon
- Conduct trend analysis on changing risk profiles to fairly accurately determine the behavior of Key Risks
Key Performance Indicator
- Weekly, monthly and quarterly loss reports to Risk Management Committee of the Board and other Stakeholders
- Weekly/Monthly report on risk exposures with high frequency and high impact and control gaps arising from responses to CSA questionnaire administered
- Weekly report to Head, Operational Risk Management on the status of administering CSAs/KRIs in line with work plan
- Weekly/Monthly/Quarterly Tracking and Reporting of Unresolved Control Risk Mitigating Action plans highlighting the potential risk exposures to the Bank for non-implementation
EDUCATION REQUIREMENTS
Education : University Degree
EXPERIENCE
- Experience – Minimum of 3years in Internal Control or Audit & Compliance
Key Competencies:
Knowledge
- Knowledge of Banking Operations
- Deep knowledge of the Bank’s Products, Services and Processes
Skills/Competencies/Aptitudes
- Quantitative skills
- Conceptual skills
- Proficiency in the use of the computer and basic applications like excel, power point, etc
- Analytical and skills
- Good Interpersonal and Communication Skills
Application submission
Candidates should send their resume and motivation letter to
hcmrecruitcameroon@ubagroup.com, with the heading “CREDIT RISK MONITORING TEAM MEMBER“
Later September 29, 2024
Only shortlisted candidates will be contacted to proceed to the interview
stage.
UBA Cameroon is committed to meritocracy and inclusiveness and will not
unfairly discriminate in recruitment, training, career development and
promotion on the basis of race, color, ethnicity, gender, marital status,
disability, religion or belief and age.
If you do not receive any response 01 month after this publication, kindly
consider your application as non-accepted for this time
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